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Hand Your Sitter a Prepaid Card for Summer Fun & Expenses

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I decided to take a laid back approach to our summer fun and activities. I registered A.J. for a few camps, took a break from camp for one week, asked his former preschool teacher to watch him for a few days, then sought out swim camps to get his skills up to speed. I’ll likely need some more help from our summer sitters for morning or afternoon activities with A.J. for non-camp weeks. Special thanks to VISA Clear Prepaid and Prepaid Visa® RushCard ( for sponsoring this post so I can explain how the prepaid card works for summer fun and expenses.

Summer Sitter Key

One big “oops” I made this summer was failing to have a duplicate key house key for our summer sitters. I quickly remedied that with a trip to the hardware store where I made a copy of the key. It’s on a special key ring for the sitter to use when returning home with A.J. while my husband and I are away. Whew! What a relief. I noticed that our sitters are also doing more driving with A.J. than they’ve done in the past. They’re going to spray grounds and play spaces where he’s likely to want a snack or meal (even if I’ve already packed one). Instead of cash that he’s liable to use, I’ve asked our summer sitters to use the Prepaid Visa® RushCard that I also used for our summer travel expenses.

24K Rush Card

Why it’s better to hand your nanny or sitter a prepaid RushCard vs. cash:

  1. Text alerts. I get a text every time the sitter uses the prepaid card. I can see what they’re spending and how much (standard text rates apply).
  2. Protection. If the card is lost or stolen, it’s protected by Visa’s Zero Liability* fraud protection and funds insurance (e.g., FDIC). I know how easy it is to lose wallets and bags when you’re watching children in a busy area.

*Visa’s Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions, or any transactions not processed by Visa. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

  1. Easy to reload. I can go to a convenient location like a drug store to add cash to the card. I can also load checks through the Rush app.
  2. There is no charge for Rush Text alerts; however, standard text message and data rates, fees, and charges may apply. Charges are dependent on your service plan, which may include fees from your carrier to send and receive text messages. Charges will appear on your wireless bill or be deducted from your prepaid phone balance. Message frequency will be determined by the alert options you select. For more information, refer to our Rush Text Terms of Service or text the word “HELP” to 697874 (MYRUSH). To unsubscribe, text the word “STOP” to 697874 (MYRUSH).
  1. All checks are subject to approval by Ingo in its sole discretion. Fees and other terms and conditions apply to check load services. Visitcom/tc.html for complete details. The Ingo Money service is provided by Ingo Money, Inc. and First Century Bank, N.A. Use of Ingo Money is subject to Ingo Money and First Century Bank Terms & Conditions, and the information you send is subject to the terms of the Ingo Money Privacy Policy. Approval review usually takes 3 to 5 minutes, but may take up to one hour. All checks are subject to approval for funding in Ingo Money’s sole discretion. Approved printed payroll and government checks can be funded to your card in minutes for a fee of 1% of the check value. All other check types may be funded in minutes for 4% of check value. There is a minimum fee of $5 for all checks approved and funded in minutes. Funds from approved checks may be loaded in 10 days at no charge provided the check does not return unpaid in the 10-day period. Unapproved checks will not be loaded to your card. Ingo Money reserves the right to recover funds from bad checks if you knew the check was bad when you submitted it, if you attempt to cash or deposit it elsewhere after funding or if you otherwise act illegally or fraudulently. Fees may apply for loading or use of your card. Contact your card issuer for details.
  2. Cash loading not available at Walmarts in VT. Check loading not available at Walmarts in NJ, NY, RI, VT.

Comment below: How would your sitter react if you handed him or her a prepaid card for summer expenses? Would this be more helpful than using cash?

This is a sponsored post written by me on behalf of Visa Clear Prepaid and Prepaid Visa® RushCard.

A.J. Swimming

About Joyce Brewer

Creator & Host of Mommy Talk Show. Emmy award-winning TV journalist.Wife & Mommy; Mom Blogger; Social Media Coach; Long Island, New York transplant living in Atlanta, GA. Follow Joyce on Twitter @MommyTalkShow Author of Use What You Know: A Business Idea Guide for Moms featuring interviews with mompreneurs who created businesses using their skills & backgrounds.

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16 comments

  1. Although I’m not a mother, I think a prepaid card for summer expenses is wonderful! If I was a sitter, I would prefer it over cash. It’s also a protection because sitters can use cash for anything. But, with a prepaid card you are aware of what your sitter is using your money for and it should be for your child.

  2. The pre-paid gift card is a good idea. That way you are protected from loss and you know how the money is being spent.

  3. I never thought to use a prepaid card in this way. Great idea and I also can think of a few other ways to use it as well.

  4. This is a great idea! Much easier to keep up with than cash.

  5. http://therightstyle.com

    Having a prepaid card for a sitter sounds like a great idea. No need to wonder what they’re doing with the cash or depending on them to have to front the money!

  6. I have always wondered about the Rush card. It looks easy to use and this is a great idea for personal use especially with identify thief concerns. Thanks for sharing!

  7. This is a great idea. Less stress for parents and the sitter.

  8. I’ve used prepaid cards in the last for my sitter, I think it’s a great idea!

  9. That’s a great way to use prepaid cards. SN: looks like your LO had a great summer break!

  10. Christine @MomsNCharge

    I never would’ve thought to do something like a pre-paid VISA debit card to leave for whoever is watching our children. I’ll definitely keep this in mind for future use!

  11. What a smart (and secure) idea! Using a card instead of cash is a convenient way for sitters to put gas in the car, get snacks or pay for admission to parks.

  12. I always preferred cash when I baby sat someone. But I can see how it may be helpful. I would just be sure that they were okay with that type of payment.

  13. Huh. I’ve only used pre-paid cards if I’ve received them as a gift. This may be a good solution if you’re worried about theft or how your sitter or nanny might utilize your cash.

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