What are your Short-Term Financial Goals?

Although I’d like to drastically increase my income and take a luxurious family vacation  – that may not happen this summer. But here are a few short-term financial goals that are achievable and moms can probably relate to.

  • Get a part-time job. This has been on my to-do list for more than a year and I admit I get a little distracted. I had my resume professionally done and now I need to start applying to positions. My ideal job would be to teach a journalism class in-person or online. I taught journalism previously at two universities after I finished graduate school. To get myself in the swing of things I’ve been to a local university twice to speak to students on a several topics and it went well. Prayers and positive thoughts are appreciated!
  • Move out of our apartment. We need more space for our son and our stuff. Some of it is in storage now (including a lot of my old clothes) and I’d love to have it in our home. To buy or rent a home is a much longer discussion. I’d like to see about a rental home in a place that’s convenient for my husband to get to work and within an area that’s zoned for a charter school.
  • Take a summer vacation by myself. I’m turning 40 this year and I desperately need to take a break. The thought of waking in a hotel room bed that I have to myself almost brings tears to my eyes. It’s funny that 10 years ago I took a European tour with some family friends and I’m so glad I did! If you’re single and childless, please take a trip ASAP before multiple airfares and child care costs start holding you back.

One of my long-term financial goals is to sit down with a financial advisor. Genworth Financial has some suggestions on how to find the right one for you. Since I’m working for myself and not contributing to a 401 (k) where an employer would match it, I’m losing out on my potential retirement income. If you think Social Security will be able to cover your post-retirement living expenses – think again! I’m working to take control of my finances as a mom and lighten the load on my husband as the breadwinner.

What are your short-term financial goals?

Is there an expense in the next few months that you’re working into your personal budget?

Disclosure: This post in inspired by Genworth Financial. All thoughts and opinions are my own.


About Joyce Brewer

Creator & Host of Mommy Talk Show. Emmy award-winning TV journalist.Wife & Mommy; Mom Blogger; Social Media Coach; Long Island, New York transplant living in Atlanta, GA. Follow Joyce on Twitter @MommyTalkShow Author of Use What You Know: A Business Idea Guide for Moms featuring interviews with mompreneurs who created businesses using their skills & backgrounds.

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  1. Funny, I always think about long term goals and goals for the future. When I stop to think of what my short term goal is I draw a blank….I’ll have to think on it! Thanks for this eye opening experience!

  2. I have always wanted to take a Journalism class, just for fun. Too bad we don’t liver closer to each other. 🙂


  3. My short term financial goal is to save into to fund a complete vacation for my family 🙂

  4. We’re in the middle of a move right now so there are a lot of expenses popping up. Our goals for the next 6 months to a year are to replace the windows and put central air in the new house.

  5. I am with Jenn I never have short term goals I always think of the future. I have not taken a vacation in over 8 years pre kids we are in desperate need of one asap. We are trying to do a mini one this summer we are going to just pull out a map and point to a place and go. I would like to decorate my home one day that would be something I look forward too.

  6. Pay for my wedding 🙂

  7. One of my short-term goals is to be a food editor or food contributor. I have a nich for cooking and baking and I really need to get this itch out of my system. LOL

  8. We love Genworth for all our finance needs!

  9. I need to sit down and make a list of short and long term goals. Me and hubby are about to undergo a huge change in our finances. Having a plan of action will be good just to start us on the right path, now to get startted!

  10. It’s so easy to get caught up in life that we forget to take baby steps sometimes. I think just writing your goals down and even making small contributions to achieve them is better than ignoring them.